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Accept popular payment methods

Offering more payment options can enhance customer reach, boost conversion, and reduce transaction costs. Below are the fees per successful payment, with no extra gateway or hidden fees. For details,  payment methods guide.

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  • Cards

    Cards are linked to a debit or credit account at a bank. To complete a payment online, customers enter their card information at checkout.

    • Online payments

      Accept payments made using cards issued domestically.

      Learn more

      2.9% + 30¢

      per successful charge for domestic cards

      • + 1.5% for international cards
      • + 1% if currency conversion is required

  • Wallets

    Wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay.

    • Alipay

      Allow customers in China as well as Chinese travelers to pay with Alipay in 11 major currencies.

      Learn more

      2.9% + 30¢

      per successful charge

      • + 1% if currency conversion is required

    • Apple Pay

      Offer Apple Pay out of the box to customers who have set it up on their device or browser, enabling faster checkout.

      Learn more

      2.9% + 30¢

      per successful charge

      • + 1.5% for international cards
      • + 1% if currency conversion is required

    • Amazon Pay

      Allow your customers to pay using the same checkout experience that millions of Amazon customers know and trust.

      Learn more

      • 2.9% + 30¢

        per successful charge

        • + 1.5% for international cards
        • + 1% if currency conversion is required

      • $15.00

        for disputed payments

    • Cash App Pay

      Accept payments with Cash App Pay, allowing customers to pay using their Cash App balance or linked debit card.

      Learn more

      • 2.9% + 30¢

        per successful charge

        • + 1.5% for international cards
        • + 1% if currency conversion is required

      • $15.00

        for disputed payments

    • Click To Pay

      Accept payments from Visa, Mastercard, American Express, and Discover via Secure Remote Commerce, powered by the global payments industry.

      Learn more

      2.9% + 30¢

      per successful charge

      • + 1.5% for international cards
      • + 1% if currency conversion is required

    • Google Pay

      Offer Google Pay out of the box to customers who have set it up on their device or browser.

      Learn more

      2.9% + 30¢

      per successful charge

      • + 1.5% for international cards
      • + 1% if currency conversion is required

    • WeChat Pay

      Let your customers pay with WeChat Pay—the wallet inside the popular messaging app WeChat that has more than 900 million active monthly users.

      Learn more

      2.9% + 30¢

      per successful charge

      • + 1% if currency conversion is required

  • Bank transfers

    Wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay.

    • ACH Direct Debit

      Easily collect bank debit payments from US customers for large or recurring charges to minimize payment failure rates and lower transaction costs.

      • 0.8%

        per transaction for standard settlement timing

        • $5.00 cap

      • 1.2%

        per transaction for two-day settlement

      • $1.50

        per instant bank account validation

      • $15.00

        for disputed payments

      • $4.00

        for failed payments

    • USD Bank Transfer

      Keep transaction costs low and reduce operational burden with bank transfers—ideal for large, one-off transactions like B2B payments.

      • 0.5%

        per transaction

        • $5.00 cap

      • 50¢

        fee per successful domestic refund

      • $15.00

        per wire payment

  • Bank debits

    With bank debits, you can pull funds directly from your customer’s bank account for both one-time and recurring purchases.

    • Bancontact

      Easily collect bank debit payments from US customers for large or recurring charges to minimize payment failure rates and lower transaction costs.

      Learn more

      1.4% + 30¢

      per successful charge

      • + 1.5% for international transactions
      • + 1% if currency conversion is required

    • EPS

      Let your Austrian customers pay with EPS—an online transfer payment method with over 18% market share in Austria.

      Learn more

      1.6% + 30¢

      per transaction

      • + 1.5% for international transactions
      • + 1% if currency conversion is required

    • iDeal

      Increase conversion with Dutch customers by enabling iDEAL—the most popular payment method in the Netherlands, with more than 60% share of online payments.

      Learn more

      80¢

      per transaction

      • + 1.5% for international transactions
      • + 1% if currency conversion is required

    • Korean payment methods

      Localize your customer experience and accept payments from the majority of payment methods available in Korea without a local Korean entity.

      3.1% + 30¢

      per transaction

    • Multibanco

      Allow your customers in Portugal to pay with Multibanco, a voucher-based payment method.

      2.95% + 30¢

      per transaction

      • + 1.5% for international transactions
      • + 1% if currency conversion is required

    • Pre-authorized debits in Canada

      Accept pre-authorized bank debits from Canadian customers for large or recurring charges to minimize payment failure and lower transaction costs.

      • 1% + 30¢

        per transaction

        • $4.00 cap
        • + 1.5% for international transactions
        • + 1% if currency conversion is required

      • 80¢

        per instant bank account verification

      • $4.00

        for disputed payments

      • $4.00

        for failed payments

    • Przelewy24

      Let your Polish customers pay with multiple local polish payment methods, from the P24 portal.

      Learn more

      2.2% + 30¢

      per transaction

      • + 1.5% for international transactions
      • + 1% if currency conversion is required

    • SEPA Direct Debit

      Minimize involuntary churn for subscriptions or recurring payments by debiting your customers’ bank accounts in 36 European countries.

      Learn more

      • 0.8% + 30¢

        per transaction

        • $6.00 cap
        • + 1.5% for international transactions
        • + 1% if currency conversion is required

      • $15.00

        for disputed payments

      • $5.00

        for failed payments

    • Sofort

      Sofort will soon be deprecated, learn more.
      Let your European customers pay with SOFORT—a bank transfer method used in Austria, Belgium, Germany, Italy, the Netherlands, and Spain.

      Learn more

      2.2% + 30¢

      per transaction

      • + 1.5% for international transactions
      • + 1% if currency conversion is required

  • Buy now, pay later

    Buy now, pay later methods let customers pay in installments over time.

    • Pay in 4 & Monthly Installments

      Fees for Affirm are assessed per successful payment. Learn more about Affirm in our docs.

      Learn more

      6% + 30¢

      per successful charge

      Certain businesses may qualify for temporarily reduced rates on select local payment methods, including Klarna and Affirm, that Stripe enables for you (after notifying you). These payment methods will be available for 2.9% + 30¢ per transaction for at least 1 month, after which the above standard pricing will apply unless you disable the payment methods.

    • Pay in 4 & Monthly Installments

      Afterpay includes two payment options: 4 interest-free payments (Pay in 4) and installments for 6 or 12 months (Monthly Installments). Fees for Afterpay are assessed per successful payment. Learn more about Afterpay in our docs.

      Learn more

      6% + 30¢

      per successful charge

      • + 1.5% for digital wallet payments with international cards
      • + 1% if currency conversion is required

    • Klarna

      Offer flexible payment options that give customers more freedom to choose when and how to pay for a purchase, with 150 million consumers across 27 markets.

      Learn more

      • United States, Canada

        5.99% + 30¢

        per transaction

        • + 1.5% for digital wallet payments with international cards
        • + 1% if currency conversion is required

      • Austria, Belgium, Germany, Netherlands, Switzerland

        2.99% + 45¢

        per transaction

        • + 1.5% for digital wallet payments with international cards
        • + 1% if currency conversion is required

      • Denmark, Finland, Norway, Sweden

        2.99% + 40¢

        per transaction

        • + 1.5% for digital wallet payments with international cards
        • + 1% if currency conversion is required

      • Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom

        4.99% + 45¢

        per transaction

        • + 1.5% for digital wallet payments with international cards
        • + 1% if currency conversion is required

      Certain businesses may qualify for temporarily reduced rates on select local payment methods, including Klarna and Affirm, that Stripe enables for you (after notifying you). These payment methods will be available for 2.9% + 30¢ per transaction for at least 1 month, after which the above standard pricing will apply unless you disable the payment methods.

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